Category Archives: Income Protection

Long term renters urged to look at protection similar to mortgage holders

Long-term renters should look at ways in which they can financially protect themselves, similar to mortgage holders, a leading insurance company has said. With rents across the country now 8pc higher on average than their Celtic Tiger peak in 2008, Royal London has urged renters to consider protection against illness and death. In Dublin, rents…
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Sometimes even the CEO needs a little help understanding

Mortgage Protection: I was notified of the untimely and sudden death of an old friend and client in 2016. He and his wife had a joint life mortgage protection policy in force to covered their mortgage. Disbelief: We informed their lender of his death and confirmed we were processing the claim. To my amazement the lenders…
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Top 10 reasons for buying Life Insurance

The odds of needing Life Insurance are far greater than having your house catch on fire or crashing your car,  but yet you probably already have insurance for both of those. Life Insurance can allow you to maintain your independence, so you won’t need to rely on a spouse or children to take care of…
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What Will I Live On When I Retire?

What Will I Live On When I Retire? Kieran Murphy of theinsurancedoctor.ie on what will you do for money when you retire on the Business Eye show. [button text="Get a Life Insurance quote now!" link="/income-protection/" style="default" size="normal" target="_self" display="inline" icon="no"] or call Kieran@theinsurancedoctor.ie
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Ireland’s ticking #pensions timebomb

On Monday, the CSO published fresh estimates of the proportion of Irish workers belonging to pension schemes. The estimates provided shocking evidence of the devastation wrought by the crash on workers' retirement savings and the huge potential liability confronting the Exchequer. The raw figures are bad enough. The proportion of Irish workers aged between 20…
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Spring review of your pension is a top ‘Declutter Priority’

No matter how hard every Irish government tries to ignore the pension problems we have in this country, or to pass the parcel to the next administration, they simply won’t go away. I attended at a major pension conference last week on the dire conditions of our state old age pension organised by the Society…
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How to survive without your income?

How would I survive without my income? Income Protection: If you are an employed or self employed person you might be interested to know that neither your employer nor the state has any contractual obligation to provide an income or replace your income for you if you are not able to work. Being unable to…
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What can I do to help reduce my tax liability?

Make a Pension Contribution PRSA’s or Payments to personal pensions  that are made by the due date for filing the 2015 tax return can be relieved against 2015 income tax liability. Whether you’re an employer or an employee, pensions remain one of the most tax efficient investments one can make.  Premiums paid by a self-employed person…
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