Category Archives: Mortgage Protection

Long term renters urged to look at protection similar to mortgage holders

Long-term renters should look at ways in which they can financially protect themselves, similar to mortgage holders, a leading insurance company has said. With rents across the country now 8pc higher on average than their Celtic Tiger peak in 2008, Royal London has urged renters to consider protection against illness and death. In Dublin, rents…
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Did you take out Mortgage Protection Cover during the Celtic Tiger Era?

If you did take out Mortgage Protection Cover during the Celtic Tiger Era then you really must read this to save €€€'s on your payments and still have the same cover. REASONS TO SWITCH AND SAVE ON MORTGAGE 1. You are probably still paying a bigger repayments that the banks were charging during the good times.…
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5 Reasons to switch and save on Mortgage Protection Cover

I want to show you how you could save money on your premiums and still get the best cover possible. People are now waking up to the reality that they are paying too much for their Mortgage Protection Insurance and Life Cover. Many people with mortgage protection cover policies that were taken out during the celtic tiger era are…
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Sometimes even the CEO needs a little help understanding

Mortgage Protection: I was notified of the untimely and sudden death of an old friend and client in 2016. He and his wife had a joint life mortgage protection policy in force to covered their mortgage. Disbelief: We informed their lender of his death and confirmed we were processing the claim. To my amazement the lenders…
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Is your bank making extra money out of your mortgage protection policy?

Banks and Home Lenders rely on customers inertia to make profits. Are you paying over the odds? At The Insurance Doctor we constantly review our customers Mortgage Protection and Financial Protection arrangements. We constantly find that the monthly repayments for the insurance cover can be reduced in most cases. In most cases it appears that…
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Mortgage rate focus on Irish banks likely to persist

Davy Stockbrokers have today predicted that pressure on banks to reduce variable mortgage rates is likely to persist. This comes after reports suggest that the deal on a minority government agreed between the two main Irish political parties, Fine Gael and Fianna Fail, contains a commitment to “take all the necessary action to tackle high…
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The state of your health can enhance your pension income

Enhancing a pension income is a tough task these days: banks offer middling to nil interest on savings. Investing requires time and a strong nerve and access to professional, impartial advice if you are to avoid high costs and charges. And with unemployment still so high, not every older person has the energy or ability…
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Australia’s Amp Gets Profit Boost From Wealth Management

The wealth manager unit, AMP Capital, which has a joint venture with Chinese insurance behemoth China Life and a strategic alliance with Japan’s Mitsubishi UFJ Trust and Banking Corp (MUTB), saw a 20% jump in operating earnings as investors dumped equities for defensive assets. AMP Capital increased funds under management on behalf of international institutional…
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A saving of €2448.00 on your Mortgage Protection Insurance

Mortgage protection cover is the life insurance policy we all have to take out when buying our mortgages. This cover provides your bank or homeloans lender with the security of clearing your mortgage if you die during the term of your home mortgage.  Combined with this lower premium due to longer life expectancy if you've…
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