Income Protection

Income Protection Quotes & Cover

Income Protection QuoteIncome Protection gives you cash when you can't work because of illness or injury*

Self Employed - The Government gives you no PRSI benefits!

PAYE - There is no legal obligation to pay you if you are sick. How will you manage?

More than just cancer - Do you know what you are covered for? Back injury, depression, heart condition or stroke?

Income Protection and illness cover will replace your working income in the event of you being unable to work. In the event of any illness or accidental injury befalling you this cover will replace that income.

Features and Benefits of Income Protection:

Maximum claim payment 75% of income for self employed individuals and 66.66% for PAYE workers.
Claims payable after 1st 4, 8, 13, 26 and 52 weeks of loss of work caused by illness or accidental injury.
Claims payable throughout the term of illness up to age 65
No premiums to pay after 1 years claims payment has been made!
Special back to work claim to cushion you against any loss of income when you return to work
Tax relief on all premium payments by individuals and companies!

If it's not right for you he'll advise against it and work tirelessly until it fits like a glove and your happy.

Paul Hayes, thehostingpool

Mortgage Repayment Protection

Mortgage Repayments Protection for Long-Term Illness

This protection ensures your monthly mortgage repayments in the event of long-term illness. It pays your mortgage from anything to six months to the end of your mortgage term and anything else in between.

This protection kicks in thirteen weeks after diagnosis and lasts for the duration of your illness up to the last payment of your mortgage.
Make sure you have one less thing to worry about - Contact Us

If you want excellent service and advice - no better person.
Mel Clifford

Income Protection for the Self Employed

 

Self-Employed?

If you are self-employed your income is your problem. If it disappears or if you loose it through accidental injury or illness it is still your problem.

It’s your problem. You get no social welfare illness or disability benefits. YOU GET NOTHING €0.

We can give you up to 75% of your income, within 8 weeks of illness from ANY ILLNESS or ACCIDENTAL INJURY which stops you working.

Don't believe me? Want me to call you and explain more? Call me? or Contact Us

He is hugely knowledgeable at what he does and ensured that my family were well covered for all eventualities should the worst happen.
Caitriona Ellis, Director & Owner at Undercover Escape

PAYE Employees

Do you realise that your employer has no legal obligation to pay you in th event of absence rom work due to long-term illness or accidental injury.

Don’t believe me? Ask your employer – then talk to me!

Social welfare only pay you €196.00 per week, or €10,192 per annum. Compare this with your current salary? Can you live on €10k? How can you make up the difference?

Insure the GAP

The Gap is the difference between your gross income and state disability that you may be entitled to.

I calculate this difference for you and provide a solution that closes this Gap in Income and that therefore allows you to be ill in comfort. And you have one less worry!
Talk to us now. Contact Us

Critical Illness Cover

What Does Critical Illness Cover Give you and your family?

Critical Illness cover gives you a lump sum payment on the diagnosis of a critical and life threatening illness. This provides a financial safety net:

  1. Giving you full or partial clearance of your mortgage and remove the stress of repayments at a time when your income is reduced
  2. Giving you Income Protection in a lump sum on diagnosis of life threatening illness
  3. Giving you an addition to your Life insurance Protection it will pay an advance payment of all or part of that important financial protection.

When does it pay out?

A claim is payable once your insurer has agreed that the illness you are claiming for is covered under the normal medical definitions in your policy with the company. You must also survive 14 days after diagnosis of your illness.

What's Covered? More than just Cancer

This protection cover illnesses such as Cancer, Heart attack, Stroke and Heart by-Pass. You can get cover for up to 30 illness including Permanent Total Disability. Get a Free Quote

Who Claims for Critical Illness Cover in Ireland?

Every one Claims who has had the prudence to have this cover. The average age for claiming in Ireland is:

Men: Aged 43 Women aged 39

Most Illnesses Claimed for: (1) Cancer 42% of all claims (2) Heart attack 36% of all claims
Every one who has a family, mortgage or any sort of debt outstanding should have this cover! Get a Free Quote