Life Insurance Cover and Mortgage Protection Insurance Quotes
Kieran has continued to provide me with not only good advice but we became good friends over the past 30 years. If there is any way to help you, Kieran will always help and if he can’t, you can bet he will know someone that will.
Mel Clifford, Dublin
The Benefits of Life Insurance
- Length of Mortgage: The amount of life insurance cover you may need and the length of time you should be protected for and on the amount and duration of your mortgage.
- Reducing Amount: As you pay off your mortgage balance, your insurance cover will generally reduce too in line with the reducing amount you owe on your mortgage.
- Peace of Mind: The advantage for the policy owner is “peace of mind”, in knowing that the death of the insured person will not result in financial hardship for loved ones.
- Include Sickness Cover: Your Life insurance can also include sickness cover; so if you suffer any of a list of illnesses it can also help with repayment of your mortgage in the form of a lump sum.
We search the market for the lowest Mortgage Protection and Life Insurance quotes.
Kieran has been my personal insurance broker for more than 15 years. He is a man of the highest integrity and expertise. I highly recommend him
Mark Ronayne, Dublin
What is Life Insurance?
Life insurance is a contract between a policy holder and an insurer, where the insurer promises to pay the holder’s designated beneficiary a sum of money (the “benefits”) upon the death of the insured person. Depending on the contract, other events such as terminal illness or critical illness can also trigger payments. The policy holder typically pays a premium, either regularly or as a lump sum. Other expenses (such as funeral expenses) are also sometimes included in the premium.
Life policies are legal contracts and the terms of the contract describe the limitations of the insured events. Specific exclusions are often written into the contract to limit the liability of the insurer; common examples are claims relating to suicide, fraud, war, riot and civil commotion.
He is the first insurance person I’ve met who was genuinely interested in listening to what we wanted.